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Home Loan

Your Dream Home, Best Rate.

Purchase, construction, or balance transfer — we compare 120+ Banking Partners to find you the lowest rate with maximum tax benefits.

8.4%
Starting Rate
₹10 Cr
Max Amount
30 Yrs
Max Tenure
0%
Prepayment Fee

Why KBD for Home Loan?

A home loan is the biggest financial decision you'll make. We ensure you don't overpay by comparing across every major bank and HFC — and negotiating on your behalf.

Rates from 8.4%

Best-in-market rates from SBI, HDFC, LIC Housing, PNB Housing

Balance Transfer

Move your existing loan to a lower rate — save lakhs in interest

Tax Benefits

Save up to ₹5L/year under Section 24(b), 80C, and 80EEA

0% Prepayment

Floating rate loans have zero prepayment penalty by RBI mandate

Perfect For

New Home Purchase

Ready-to-move or under-construction properties

Balance Transfer

Switch to lower rates and save lakhs

Home Construction

Phase-wise disbursal for plot + construction

Top-Up Loan

Additional funds on your existing home loan

Eligibility Checklist

Age: 21-65 years (at loan maturity)
Salaried: Min ₹30,000/month
Self-employed: Min 3 years ITR
CIBIL: 700+ (lower scores with co-applicant)

Not sure if you qualify? Check instantly — no impact on your credit score.

Check My Eligibility

3 Steps to Your Home Loan

01

Share Property & Income Details

Tell us the property value, your income, and whether it's a new purchase, construction, or balance transfer.

02

We Compare All Banks & HFCs

We get you competing offers from SBI, HDFC, LIC Housing, PNB Housing and negotiate the final rate down.

03

Legal Check to Disbursal

We manage legal vetting, technical valuation, and bank coordination — you just sign the final documents.

Ready to Get Started?

Check your eligibility in 2 minutes. Zero impact on your credit score.