Loan Assistance Center
Everything you need to know about the loan application process, documentation, and common queries.
Application Timeline
Application Submission
Fill out the online form with your personal and financial details.
Document Verification
Bank representative verifies your documents (Identity, Address, Income).
Credit Assessment
Bank evaluates your credit score and repayment capacity.
Loan Approval
Sanction letter issued with approved loan amount and interest rate.
Disbursement
Loan amount credited to your bank account.
Document Checklist
Keep these documents handy for a faster approval process.
Identity Proof (Aadhar/PAN/Passport)
Address Proof (Utility Bill/Rent Agreement)
Income Proof (Salary Slips/ITR)
Bank Statements (Last 6 months)
Passport Size Photographs
Processing Fee Cheque
0 of 6 collected
Common Questions
Most banks require a minimum credit score of 700-750 for personal loans. However, some NBFCs may consider applicants with lower scores (650+) at higher interest rates.